Terms and Conditions
Stay Safe Insurance
Welcome to Stay Safe Insurance. By using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before purchasing or using any of our insurance products.
1. Acceptance of Terms
By accessing or using the Stay Safe Insurance website, purchasing a policy, or interacting with our services, you acknowledge that you have read, understood, and agree to these Terms and Conditions, as well as our Privacy and Refund Policies.
If you do not agree with any part of these terms, you should discontinue use of our website and services immediately.
2. Services Provided
Stay Safe Insurance offers auto insurance coverage and related services as described on our website. All insurance policies are subject to approval, underwriting guidelines, and applicable state laws.
We reserve the right to modify, suspend, or discontinue any service, product, or offer at any time without prior notice.
3. Eligibility
To purchase an insurance policy from Stay Safe Insurance, you must:
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Be at least 18 years of age.
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Provide accurate and complete personal and vehicle information.
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Comply with all applicable legal and financial requirements.
Providing false or misleading information may result in policy cancellation or denial of coverage.
4. Policy Terms and Coverage
Each insurance policy issued by Stay Safe Insurance is governed by its individual policy agreement. Coverage details, limits, exclusions, and conditions are clearly stated within your policy documents.
It is your responsibility to review your policy carefully and ensure you understand all terms before accepting coverage.
5. Payments and Renewals
All premiums must be paid according to the terms specified in your policy. Late or missed payments may result in cancellation of coverage.
Automatic renewals may be offered where permitted. You will receive a renewal notice prior to the expiration of your policy term.
6. Refunds and Cancellations
Refunds are handled in accordance with our official Refund Policy. Eligibility and processing depend on the policy status and timing of the cancellation request.
7. Limitation of Liability
Stay Safe Insurance, its affiliates, and partners are not liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our website or services.
Our liability is limited to the extent permitted by law and only within the scope of your active policy.
8. Privacy and Data Protection
We value your privacy and handle your personal information responsibly. All data collected is processed according to our Privacy Policy, which outlines how information is gathered, stored, and used.
9. Intellectual Property
All content on the Stay Safe Insurance website — including text, graphics, logos, and software — is the property of Stay Safe Insurance and protected by applicable copyright and trademark laws.
You may not copy, distribute, modify, or reproduce any material without prior written consent.
10. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Minnesota, United States. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Minnesota.
11. Contact Information
If you have any questions or concerns regarding these Terms and Conditions, please contact us:
Phone: +1 (888) 869-1309
Address: 27166 Blaisdell Ave, Apt 3, Minneapolis, MN 55408
Email: contact@staysafeinsurance.pro
12. Updates to Terms
Stay Safe Insurance reserves the right to update or modify these Terms and Conditions at any time without prior notice. Changes will take effect immediately upon posting on our website.
Commitment to Fairness and Transparency
At Stay Safe Insurance, we’re committed to maintaining honesty, professionalism, and fairness in all our operations. Your trust drives everything we do.